Financial Planning
We believe good financial decisions come from clarity, structure, and ongoing guidance. Our financial planning process is designed to bring organization to complexity and confidence to decision-making—no matter your stage of life.
A financial plan is considered vital when working towards your goals. An effective plan goes beyond the realm of saving, budgeting, and investing. It also considers other elements of your financial picture, including insurance planning, tax planning, retirement planning, estate planning, and much more.
Our process is intentional and collaborative. It provides structure while remaining flexible enough to adapt as your life and priorities change.
Financial Planning Process
Discover: Understanding what matters and aligning expectations
- We begin by getting to know you—not just financially, but personally. This step sets the foundation for a successful long-term relationship. This step includes understanding priorities, concerns, and goals. We will align expectations around the planning relationship, as well as roles and next steps in the process. This meeting is complementary, and carries no obligation to move forward.
- Approximately 60-minute meeting
Organize: Creating a clear, complete financial picture
- Before meaningful planning can happen, everything needs to be organized and visible in one place. We will create a secure, online profile, aggregate accounts, organize and store financial documents in your private vault.
- Approximately 60-90 minutes processing within 2 weeks of introductory meeting
Confirm: Aligning goals, assumptions, and risk
- With your information organized, we confirm the foundation of your plan and align on the direction forward. We will review planning assumptions, review short and long term goals, and complete a risk tolerance assessment. This ensures your plan reflects your priorities.
- Approximately 60-90 minute meeting 2 weeks after introductory meeting
Deliver: Turning Insight into a clear action plan
- This is where planning becomes actionable. We walk through recommendations, explain trade-offs, and agree on a practical implementation path. You can expect personalized recommendations, strategies, and solutions. We will confirm recommendations align with your priorities, and establish ongoing guidance.
- Approximately 60-90 minute meeting after goals meeting
Implement and Monitor: Ongoing guidance and accountability
- Financial planning is not a one-time event. Our process is built to evolve with you. Planning includes assistance with implementation, progress tracking, ongoing advice and insights, and adjustments as needed. We will meet at least annually, but depending on other factors we may meet more regularly.
- Approximately 30-60 minute meeting as needed
