Retirement Planning
Everything you do — from the education you pursue and the credentials you earn to the career you build and the progress you make — is ultimately about creating a better life for you and the people you love. But in the midst of building a career, it’s easy to overlook an important question: have you planned for life after work?
Without a thoughtful retirement plan, years of hard work and careful decision-making can feel uncertain as retirement approaches. Instead of confidence and clarity, you may be left wondering whether your savings will last, how income will be generated, or what tradeoffs you may need to make. A well-prepared retirement, on the other hand, is designed to reduce financial stress and help create the freedom to focus on what matters most — meaningful experiences, flexibility, and financial independence.
Retirement Planning in Oregon – Clear Guidance for Life After Work
Retirement planning is the process of aligning your finances with the life you want to live after work. At Tallus Capital Management, we believe retirement planning shouldn’t start at retirement — it should start well before. Our role is to help you make confident decisions today so your transition into retirement is thoughtful, flexible, and less stressful.
We work with individuals and families across Oregon who want clarity around retirement income, investments, pensions, and long-term planning.
- Understand Your Retirement Goals: Every plan starts with your goals. We take time to understand what matters most to you — whether that’s leaving a legacy, travel, flexibility, family time, or simply financial confidence. Retirement planning isn’t one-size-fits-all, and your plan should reflect your priorities, values, and lifestyle.
- Analyze Your Current Financial Position: To build a realistic retirement plan, it’s important to understand where you stand today. We help you organize your financial picture, including savings, investments, retirement accounts, benefits, and cash flow. This creates a clear starting point for informed decision-making.
- Creating a Personalized Retirement Plan: Using your goals and financial information, we develop a retirement plan designed to help fund your desired outcomes. This includes evaluating retirement income sources, investment strategy, and potential shortfalls. Our goal is to give you clarity around what’s possible and what adjustments may be needed.
- Implementing the Plan Over Time: Retirement planning is not a one-time event. As you move closer to retirement, we help implement your plan in a phased and orderly way. This may include adjusting investments, coordinating income sources, and preparing for the transition from saving to spending.
- Pension and Benefits Guidance: If you have employer or government benefits, we provide guidance on pension and benefit decisions — including when to apply, how to evaluate options, and how those benefits fit into your broader retirement plan.
- Planning for Healthcare, Legacy, and Long-Term Needs: A long and fulfilling retirement involves more than investments alone. We help you consider healthcare planning, long-term care, insurance, legacy goals, and charitable giving as part of your overall retirement strategy.
- Ongoing Retirement Plan Reviews: Life changes, markets change, and retirement goals evolve. We provide ongoing reviews of your retirement plan and adjust as needed to help keep your strategy aligned with your life.
Who Retirement Planning Is For?
Retirement planning is valuable for people at many stages of life — not just those nearing retirement. Whether you’re building toward retirement or preparing for the transition, planning early can provide more options and reduce uncertainty later.
Common Retirement Planning Questions
When should I start retirement planning?
Retirement planning often works best when started early, but it can be valuable at any stage. The earlier planning begins, the more flexibility you typically have.
Do I need a financial advisor for retirement planning?
Some people manage retirement planning on their own, while others prefer guidance. A financial advisor can help provide structure, objectivity, and long-term perspective.
Ready to take the first step in creating your plan for life after work?
